Business Merchant Account Services

Process cards for a lower rate

Face to face or at a distance, rates from our partner, Pivotal Payments, are typically lower than their competitors'.
At your request, Pivotal Payments will analyze your current provider's statement and show you where you can save money by choosing Pivotal Payments.
Pivotal does not use a fixed pricing structure: individual, competitive rates are based on your average monthly transaction volumes.

Accept cards in person or over the phone
You may qualify for a rebate of $1,000 or more, depending on your transaction volume**
24 x 7 LIVE support, 365 days/year
Accept all major cards VISA, MasterCard, American Express, and Discover
Be approved in 48-72 hours after submitting a completed application (and required documents
Process debit cards as credit and save even more!

You decide when it makes sense for your business

Debit card hint : Depending on transaction size, processing debit cards as credit cards can save you money. Since credit card rates are a percentage of the transaction and debit card fees are fixed per transaction, it makes sense to calculate your cut-off point and process debit cards as credit when the value of the sale is below that amount. Most merchants find that if their average sale value is under $25, it makes sense to process debit cards as credit cards.

** Rebate check is paid after you process $1,000 in payments. New businesses (without processing history) will receive rebate after six months.

You will need to submit one month's receipts for analysis (three if you are a new business)

Pivotal Payments Credit and Debit card processing services are available with Denali Point of Sale and Order Entry Modules.

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Business Merchant Account Services

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