Credit Card Authorization

Cougar Mountain offers a complete solution for all of your credit card authorization activities. From the hardware to the credit card authorizer to the payment processor, we have a solution that fits your needs. Cougar Mountain has worked with select vendors to provide the fastest and most cost effective solutions in the industry. Solutions that work together seamlessly and allow you to securely and affordably make the transactions you need.

• Meets Visa’s Payment Application Best Practices (PABP), part of their Cardholder Information Security Program (CISP) that defines a standard of due care for securing Visa cardholder data
• Certified with major credit/debit/gift card and check processors
• Multiple payment types accepted: all major credit cards, debit cards, EBT, purchasing cards (Level II), gift/loyalty cards, and check verification, guarantee & conversion
• Certified for multiple connectivity methods, including dial-up modem (direct connection), TCP/IP (leased line), TCP/IP (Internet) and TCP/IP (ISDN)




• Client server software supports customer database capabilities, card readers, PIN pads and check readers
• Customer database with recurring and installment billing allows you to schedule payment processing
• Supports single or multi-users
• Designed for stand-alone, client-server, or integrated solutions- use out of the box or as part of an integrated POS solution
• Robust and customizable reporting features
• Real-time or batch transaction processing
• Split dial authorization for Discover and American Express and direct settlement option with American Express
• MOTO Master Book and Ship Module allows pre-authorization information to be stored until merchandise is shipped
• Wireless capability permits mobile merchants to process transactions over the Internet via TCP/IP using a cell phone